We offer a variety of payment options to accommodate anyone who needs care. Eighty percent of our practice is made up of people who pay out-of-pocket for their care because they either have no health insurance, or their insurance does not cover the services we offer.
Many people wonder why some insurance policies do not cover chiropractic. The answer is easy, it's all about money. Insurance companies are in the business of making money, not making you healthy. No matter how harmful it may be to your body, it is cheaper, at least on the short term, to just give you pills for your problems. Everyone knows this only covers up the symptoms while the problems just keep getting worse. No one expects their auto insurance to maintain their car (oil changes, air filters, tire rotations, fuel filters, etc.). They only cover you when you have a wreck. We should expect the same from our health insurance companies as we do from our auto insurance companies. Health insurance does not cover the things people do to improve/maintain their health including chiropractic, massage, gym memberships, organic foods, nutritional supplements, personal training, nutrition counseling, etc.
Self-Pay- Most of our patients are self-pay as they do not have an insurance paying for their care. We strive to keep our prices affordable so that everyone can afford care whether they have insurance, or not.
Insurance- If you are unsure if your insurance covers chiropractic, please come by our office, and our staff will do a free benefits check. All insurance companies and policies are different, having different deductibles, co-pays, and covered services.
Medicare- We do accept Medicare. Medicare usually covers 80% of the cost of chiropractic adjustments. Often, Medicare patients have secondary insurances that cover the fees that Medicare does not cover, leaving nothing to be paid by the patient.
Personal Injury (Auto Injuries)- Most people do not get the care they need after an auto injury and they pay for it later (with their bodies and their wallets). Many people do not get care because they fear the expense. Most people have Personal Injury Protection (PIP) or Med Pay as part of their auto insurance policies, which are designed to pay for medical care following an auto injury. If you are involved in an accident, schedule a free consultation with our office and let us find out what insurance coverage may be available to cover the cost of your care. Attorney referrals available as needed.
CareCredit- This is a lending program where a patient can get the care they need now and pay for it over the next 6 or 12 months with no interest. This program is subject to approval from the Care Credit Company. For more information go to www.carecredit.com